For a country battling poverty, provision of free healthcare to the marginalized in the form of Sehat Insaf Card is no less than a blessing. The Sehat Insaf Cards are being provided to families with income less than two dollars a day.
The health cards have been distributed in 32 districts of Punjab so far with a scope of extension to the entire province. Over 5 million families have been enrolled to get free services in 161 empanelled public and private hospitals. The card provides insurance cover of Rs. 720,000 annually. The treatment cost of 720,000 can be further topped up if needed, the Government can provide further relief in the form of over excess of loss amount which is PKR 360,000 per family per annum.
The Sehat Insaf Card provides a comprehensive cover to its beneficiaries, the holder of the card will be entitled to get free-of-cost hospitalization, emergency services, in-patient services (all medical and surgical cases), fractures/injuries, referral transportation, maternity services and free follow ups. In addition to the secondary care services, eight major diseases will be also covered under priority cover package including cardio-vascular diseases, diabetes mellitus, burns and road traffic accidents, last-stage renal diseases and dialysis’, chronic diseases (TB,Hep A/B/C, HIV, chronic liver disease), organ failure, oncology and neurosurgical services.
Apart from the medical facilities, Sehat Insaf Card provides support in transportation also. The transportation cost of PKR 1,000 will be paid to per family per visit. Another valued feature of Sehat Insaf Card is the provision of burial support. If a patient dies while admitted to the hospital, burial support of PKR 10,000 per person will be paid to the bereaved family to support them in the hour of grief.
The project will soon benefit 7.2 million families in all 36 districts of Punjab. The Government has recently provided Sehat Insaf Card for Disabled and Transgenders as well to provide relief to the ailing humanity.